Banking and fintech businesses face three interconnected priorities that map directly onto three standards: ISO 27001 (protecting sensitive financial data from an escalating cyber threat landscape), ISO 27701 (structured privacy management now essential under India's DPDP Act, and standalone-certifiable since its 2025 revision), and ISO 22301 (business continuity, given RBI's specific focus on tested disaster recovery). London Cert Ltd is a UK-registered certification body — we conduct your audit directly and issue your certificate directly, globally recognised.
Why Cyber Risk Tops the List for Financial Services
Cyberattacks aren't a theoretical concern for Indian financial services — RBI's own Financial Stability Report has identified AI-enabled cyberattacks as the top-ranked risk among surveyed banks and NBFCs. ISO 27001 addresses this directly, providing a structured, internationally recognised information security management system covering exactly the kind of risk assessment, access controls, and incident response processes that matter most against modern cyber threats.
ISO 27001 and ISO 22301 share the same Harmonized Structure, making a natural pairing for a single, coordinated audit — many financial institutions specifically combine information security and business continuity certification given how closely these risks are related in practice.
ISO 27701's Standalone Shift and the DPDP Act
ISO 27701's 2025 revision was a significant change: what was previously an extension-only add-on to ISO 27001 (requiring that base certification as a prerequisite) is now a fully independent, standalone-certifiable Privacy Information Management System (PIMS). While integrating with ISO 27001 remains recommended, it's no longer mandatory. This matters directly for India's Data Fiduciary obligations under the DPDP Act — consent management, data principal rights, and breach notification to the Data Protection Board map directly onto ISO 27701's controller-side controls, making it particularly relevant as India's Consent Manager framework and full DPDP compliance deadlines approach.
ISO 22301 and RBI's IT Governance Framework
RBI's IT Governance framework, issued April 2024, requires banks and NBFCs (extending to their service providers) to demonstrate tested business continuity and disaster recovery plans, with a higher bar for NBFCs above ₹500 crore in assets. ISO 22301 gives you a structured, internationally recognised framework for exactly this — business impact analysis, recovery strategies, and genuinely tested (not just documented) continuity plans.
Who Needs Banking/Fintech Certification?
- Banks and NBFCs needing demonstrated IT governance and continuity evidence for RBI
- Payment companies and fintechs handling sensitive financial and personal data
- InsurTech companies processing significant volumes of personal and health data
- IT vendors and service providers to banks, given RBI's extended scrutiny of the financial supply chain
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Real benefits for banking & fintech businesses
Based on outcomes reported by financial services businesses we've certified.
Addresses the #1 Sector Risk
ISO 27001 directly targets the AI-enabled cyberattack risk RBI's own surveys rank as the top concern for Indian banks and NBFCs.
DPDP-Ready Privacy Management
ISO 27701's controller-side controls map directly onto DPDP Act Data Fiduciary obligations, now genuinely standalone-certifiable.
RBI-Relevant Continuity Evidence
ISO 22301 gives you the tested business continuity and disaster recovery evidence RBI's IT Governance framework expects.
Wins Correspondent Bank Relationships
International correspondent banks and enterprise partners increasingly require certified security and privacy management from Indian counterparts.
Supports Fintech Scale-Up
As fintech companies scale and pursue larger enterprise or banking partnerships, formal certification becomes a genuine growth enabler.
Combine for Efficiency
ISO 27001, 27701, and 22301 in a single coordinated audit reduces total certification cost and audit days.
What banking & fintech businesses say about London Cert
Verified reviews from financial services businesses we've certified.
“Given RBI's specific focus on continuity planning, ISO 22301 alongside our ISO 27001 gave us genuine, tested evidence, not just documentation for auditors.”
“As a payments fintech, ISO 27701's standalone certification gave us exactly the DPDP-aligned privacy management evidence our enterprise clients needed to see.”
“London Cert combined our ISO 27001 and 22301 audits into one coordinated process — genuinely efficient given our compliance timeline pressure.”
Is London Cert's certificate genuine & accepted?
Here's exactly why London Cert certificates are real and globally accepted.
- UK-Registered — We Conduct Your Audit DirectlyLondon Cert Ltd is registered in the United Kingdom. Our own team conducts your full Stage 1 and Stage 2 audit — we don't just sell a certificate.
- UASL Accredited CertificationOnce you pass your audit, your UASL-accredited certificate is issued — globally recognised, verifiable online, and accepted internationally.
- Financial Services-Specific Audit ExpertiseOur auditors understand financial data sensitivity, regulatory expectations, and payment/banking-specific risk — not a generic corporate template.
Matching your organisation to the right standards
Common scenarios and the certifications that genuinely apply.
Bank or Large NBFC
The full trio — ISO 27001, 27701, and 22301 — addresses security, privacy, and RBI-relevant continuity comprehensively.
Payments Fintech, Consumer-Facing
ISO 27001 and ISO 27701 together address both security and the DPDP-aligned privacy management consumer-facing platforms specifically need.
Financial IT Vendor/Service Provider
ISO 27001 and ISO 22301 combined, given RBI's extended scrutiny of banks' service providers for both security and continuity.
InsurTech, Health/Personal Data Heavy
ISO 27701 is particularly critical given the sensitivity of health and personal data insurance platforms typically process.
Early-Stage Fintech, Building Trust
ISO 27001 alone is often the most practical starting point for demonstrating security credibility to early enterprise and banking partners.
NBFC Above ₹500 Crore Assets
RBI's higher continuity bar for larger NBFCs makes ISO 22301 particularly important alongside the base ISO 27001 requirement.
Tell us about your organisation type and regulatory exposure during your free consultation — we'll recommend based on your actual risk profile.
What's shaping banking & fintech compliance
Several developments are reshaping legal obligations for this sector.
Requires banks and NBFCs (extending to service providers) to demonstrate tested business continuity and disaster recovery plans, with a higher bar for NBFCs above ₹500 crore in assets.
AI-enabled cyberattacks ranked as the top risk by surveyed banks and NBFCs, reflecting the escalating threat landscape facing Indian financial services.
Now fully independent, standalone-certifiable, no longer requiring ISO 27001 as a mandatory prerequisite, though integration remains recommended.
Consent Manager framework live from November 2026, with full DPDP compliance required by May 2027 — ISO 27701 directly supports Data Fiduciary obligations.
With DPDP compliance deadlines approaching and RBI's continued focus on cyber resilience, financial services businesses should treat this trio of certifications as a near-term priority, not a future consideration.
How to get certified — step by step
A clear, predictable process from first call to certificate in hand.
Free Consultation & Regulatory Mapping
We assess your organisation type, regulatory exposure, and applicable standards, and provide a fixed quote within 24 hours.
Documentation Preparation
We help you build ISMS, privacy management, and business continuity documentation scoped to your operations.
Stage 1 & 2 Audit
Our auditors conduct document review and an on-site/remote audit covering security controls, privacy processes, and continuity plans.
UASL Certificate Issued
Your UASL-accredited certificate is issued, globally recognised and valid for 3 years with annual surveillance.
Banking & Fintech Certification Cost — Transparent Pricing
Fixed-price, all-inclusive packages. No hidden fees.
Cost depends on organisation size, data volume, and which standards you select. Contact us for a personalised, binding quote within 24 hours.
ISO 27001 Only
- Full ISMS documentation
- Stage 1 & 2 audit
- UASL-accredited certificate
Full Trio: 27001 + 27701 + 22301
Popular- Combined integrated audit
- Significant cost savings vs separate
- 3 certificates, 1 process
27001 + 27701 Bundle
- Combined efficiency
- Ideal for consumer-facing fintechs
- 2 certificates, coordinated process
Banking & Fintech Certification — Every question answered
The most-asked questions — straight, accurate answers.
ISO 27001 (Information Security Management) is essential given the sensitivity of financial data and cyberattack risk. ISO 27701 (Privacy Information Management) has become standalone-certifiable since its 2025 revision, directly supporting DPDP Act compliance. ISO 22301 (Business Continuity) addresses operational resilience, especially relevant given RBI's specific focus on this area.
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