Banking and fintech businesses face three interconnected priorities that map directly onto three standards: ISO 27001 (protecting sensitive financial data from an escalating cyber threat landscape), ISO 27701 (structured privacy management now essential under India's DPDP Act, and standalone-certifiable since its 2025 revision), and ISO 22301 (business continuity, given RBI's specific focus on tested disaster recovery). London Cert Ltd is a UK-registered certification body — we conduct your audit directly and issue your certificate directly, globally recognised.
Why Cyber Risk Tops the List for Financial Services
Cyberattacks aren't a theoretical concern for Indian financial services — RBI's own Financial Stability Report has identified AI-enabled cyberattacks as the top-ranked risk among surveyed banks and NBFCs. ISO 27001 addresses this directly, providing a structured, internationally recognised information security management system covering exactly the kind of risk assessment, access controls, and incident response processes that matter most against modern cyber threats.
ISO 27001 and ISO 22301 share the same Harmonized Structure, making a natural pairing for a single, coordinated audit — many financial institutions specifically combine information security and business continuity certification given how closely these risks are related in practice.
ISO 27701's Standalone Shift and the DPDP Act
ISO 27701's 2025 revision was a significant change: what was previously an extension-only add-on to ISO 27001 (requiring that base certification as a prerequisite) is now a fully independent, standalone-certifiable Privacy Information Management System (PIMS). While integrating with ISO 27001 remains recommended, it's no longer mandatory. This matters directly for India's Data Fiduciary obligations under the DPDP Act — consent management, data principal rights, and breach notification to the Data Protection Board map directly onto ISO 27701's controller-side controls, making it particularly relevant as India's Consent Manager framework and full DPDP compliance deadlines approach.
ISO 22301 and RBI's IT Governance Framework
RBI's IT Governance framework, issued April 2024, requires banks and NBFCs (extending to their service providers) to demonstrate tested business continuity and disaster recovery plans, with a higher bar for NBFCs above ₹500 crore in assets. ISO 22301 gives you a structured, internationally recognised framework for exactly this — business impact analysis, recovery strategies, and genuinely tested (not just documented) continuity plans.
Who Needs Banking/Fintech Certification?
- Banks and NBFCs needing demonstrated IT governance and continuity evidence for RBI
- Payment companies and fintechs handling sensitive financial and personal data
- InsurTech companies processing significant volumes of personal and health data
- IT vendors and service providers to banks, given RBI's extended scrutiny of the financial supply chain
Get Certified
Free consultation. Fixed-price quote in 24 hours. We scope your real regulatory exposure.
Get Free Quote →Related Pages
Real benefits for banking & fintech businesses
Based on outcomes reported by financial services businesses we've certified.
Addresses the #1 Sector Risk
ISO 27001 directly targets the AI-enabled cyberattack risk RBI's own surveys rank as the top concern for Indian banks and NBFCs.
Cyber Risk PriorityDPDP-Ready Privacy Management
ISO 27701's controller-side controls map directly onto DPDP Act Data Fiduciary obligations, now genuinely standalone-certifiable.
DPDP-AlignedRBI-Relevant Continuity Evidence
ISO 22301 gives you the tested business continuity and disaster recovery evidence RBI's IT Governance framework expects.
Regulatory EvidenceWins Correspondent Bank Relationships
International correspondent banks and enterprise partners increasingly require certified security and privacy management from Indian counterparts.
Partner RequirementSupports Fintech Scale-Up
As fintech companies scale and pursue larger enterprise or banking partnerships, formal certification becomes a genuine growth enabler.
Growth-EnablingCombine for Efficiency
ISO 27001, 27701, and 22301 in a single coordinated audit reduces total certification cost and audit days.
Combined SavingsWhat banking & fintech businesses say about London Cert
Verified reviews from financial services businesses we've certified.
Given RBI's specific focus on continuity planning, ISO 22301 alongside our ISO 27001 gave us genuine, tested evidence, not just documentation for auditors.
As a payments fintech, ISO 27701's standalone certification gave us exactly the DPDP-aligned privacy management evidence our enterprise clients needed to see.
London Cert combined our ISO 27001 and 22301 audits into one coordinated process — genuinely efficient given our compliance timeline pressure.
Is London Cert's certificate genuine & accepted?
Here's exactly why London Cert certificates are real and globally accepted.
- UK-Registered — We Conduct Your Audit DirectlyLondon Cert Ltd is registered in the United Kingdom. Our own team conducts your full Stage 1 and Stage 2 audit — we don't just sell a certificate.
- Certificate Issued Directly by UsOnce you pass your audit, we issue your certificate ourselves — globally recognised, with no third-party accreditation body in the process.
- Financial Services-Specific Audit ExpertiseOur auditors understand financial data sensitivity, regulatory expectations, and payment/banking-specific risk — not a generic corporate template.